A recent e-newsletter from Vizant offers various reports on the changing payment card system, including a report from The Clearing House Assoc., a nonprofit business league representing the nation’s largest commercial banks, on improving the payments system, required improvements needed for mobile commerce, and a forecast from Gartner about how new technologies likely will supersede current movement toward “chip and PIN” payment cards.

A Vizant post observes that the payment-card industry is like commercial air travel with card-processing costs having so many conditions and complex rules that merchants with similar sales volumes could be paying drastically different rates. Vizant, a CBA service partner, has built its business on auditing, monitoring, and coaching to help any company that accepts payment cards to optimize services and gain lowest costs.

Check out the latest Vizant newsletter.